We built CashWrench on a simple principle — no surprises. That applies to the product and to the pricing. Here is every fee you will ever pay using CashWrench, explained in plain English, with the exact numbers. No asterisks. No fine print. No "contact us for pricing."
The subscription fee
CashWrench Pro is $29 per month. That covers unlimited jobs, unlimited customers, the full quote builder, expense tracking, job-level profit, Google review requests, customer history, and SMS invoices. Everything. No feature tiers, no add-ons, no modules to unlock.
The first two months are free. No credit card required to start. If you cancel before the trial ends, you pay nothing. If you stay, you pay $29/month. That's the whole subscription model.
For the first 100 contractors who joined at our founders rate — $19/month for life. That rate is locked permanently, regardless of what we charge new customers in the future.
"We charge a flat monthly fee and a small payment fee. That's it. If you can't find a fee on this page, it doesn't exist."
The platform fee on payments
When a customer pays through CashWrench — by card, debit, or bank transfer — CashWrench charges a 1% platform fee on the payment amount. This is separate from and on top of Stripe's processing fees.
This fee covers the infrastructure that powers payment collection — the SMS payment links, the payment page your customer sees, the settlement flow that gets money into your account. It applies to all payment methods processed through CashWrench.
On a $300 job, the CashWrench platform fee is $3.00. On a $500 job it's $5.00. It scales directly with the job value — nothing more, nothing less.
Stripe's processing fees — explained clearly
CashWrench processes payments through Stripe. Stripe charges their own fees on top of the CashWrench platform fee. These are Stripe's fees — not ours — and they vary by payment method. Here's every rate, confirmed as of 2026:
| Payment method | Stripe fee | CashWrench fee | Total on $300 job |
|---|---|---|---|
| Credit card (Visa, Mastercard, Amex) | 2.9% + $0.30 | 1% | $12.00 |
| Debit card | 2.9% + $0.30 | 1% | $12.00 |
| Apple Pay / Google Pay | 2.9% + $0.30 | 1% | $12.00 |
| ACH bank transfer | 0.8% (max $5) | 1% | $5.40 |
On a $300 job paid by card: $8.70 to Stripe + $3.00 to CashWrench = $12.00 total. You receive $288.00. Paid by ACH: $2.40 to Stripe + $3.00 to CashWrench = $5.40 total. You receive $294.60.
On a $300 job paid by ACH bank transfer, you receive $6.60 more than you would on a card payment — just by choosing how the customer pays.
Run the numbers on your jobs
Card / Digital Wallet
ACH Bank Transfer
What we don't charge
A few things worth stating explicitly because other tools charge for them and we don't.
No setup fee
Getting started costs nothing. No onboarding charge, no activation fee, no first-month minimum.
No SMS fee
Every quote, payment link, and review request sent to your customers via SMS is included. We don't charge per message.
No per-customer fee
Add 10 customers or 10,000 — your subscription price doesn't change.
No cancellation fee
Cancel at any time, from the app, in 30 seconds. No calls to make, no retention team to speak to. Your data is yours — we'll export it on request.
No price hike once you're in
If we raise our prices, existing subscribers keep their current rate. We've committed to this publicly and we mean it.
Why we charge what we charge
The $29/month subscription covers the product — the quote builder, the profit screen, the review automation, the customer history, everything that makes CashWrench work. We need that to build and maintain the product long-term.
The 1% platform fee covers the payment infrastructure — SMS delivery, the hosted payment pages, the Stripe Connect setup, the settlement flow. Payment infrastructure has real ongoing costs and the platform fee is how we cover them sustainably.
We deliberately chose not to build a free tier with payment fees as the primary revenue model — that model incentivises the software company to push more transactions rather than to make a genuinely useful product. We'd rather charge a fair subscription and a transparent platform fee than pretend the product is free while quietly taking a larger cut of every payment.
Our business only works if you're actively using CashWrench and collecting real payments. That means our incentives are genuinely aligned with yours. We win when you win. We have no interest in hiding fees that erode your take-home without you noticing.
"If you ever find a charge from CashWrench that isn't on this page, email us. It's either a mistake or we've updated our pricing and not updated this article — and we'll fix it immediately."
That's everything. Subscription fee, platform fee, Stripe's processing fees, and nothing else. If you have questions, reach us at contact@cashwrench.com.
— The CashWrench Team
No surprises. Two months free to find out.
$29/month after trial. 1% platform fee on payments. Stripe's standard processing rates. That's everything.